Once you choose to provide us personally identifiable information (any information by which you can be identified), you can be assured that it will only be used to support your customer relationship with Oldham County Dollars for Scholars.

This statement regarding the privacy of the personally identifiable information you provide online covers the five foundation principles of fair information: Awareness, Choice, Accuracy & Access, Security, and Oversight.

Awareness

OCDFS Online provides this Online Privacy Statement to make you aware of our privacy policy, practices and of the choices you can make about the way your information is collected and used. To make this notice easy to find, we make it available on our homepage and from the bottom of every OCDFS Online webpage, its subsidiaries' and affiliates' web pages.

What we collect

On some OCDFS Online web pages, you can make requests, and register to receive materials. The types of personal information collected at these pages are name, contact information.

In order to tail or our subsequent communications to you and continuously improve our services (including registration), we may also ask you to provide us with information regarding your personal or professional interests, demographics, experience with our products, and more detailed contact preferences. Some electronic newsletters record anonymous data about articles you have expressed interest in.

How we use it

The Oldham County Dollars for Scholars uses your information to better understand your needs and provide you with better service. Specifically, we use your information to help you complete a transaction, to communicate back to you, to update you on service and benefits, and to personalize our web sites for you. 

From time to time, we may also use your information to contact you for research or to provide you with information we think would be of particular interest. At a minimum, we will always give you the opportunity to opt out of receiving such direct research contact. We will also follow local requirements, such as allowing you to opt in before receiving unsolicited contact, where applicable.

Who we share it with

The Oldham County Dollars for Scholars will not sell, rent, or lease your personally identifiable information to others. Unless we have your permission or are required by law, we will only share the personal data you provide online with other Dollars for Scholars or Scholarship America entities and/or business partners who are acting on our behalf for the uses described in "how we use it". Such Dollars for Scholars or Scholarship America entities and/or business partners, including those in the United States and/or any other countries, are governed by our privacy policies with respect to the use of this data and are bound by the appropriate confidentiality agreements.

Children's Privacy Protection.

OCDFS Online takes special care to protect the privacy needs of children under the age of 13 and encourages parents to be an active participant in their child's online activities and interests. We abide by the Children's Online Privacy Protection Act (COPPA) requirements. The vast majority of OCDFS Online web pages do not target and are not intended for children under the age of 13. OCDFS Online web pages do not target children and will not knowingly collect data from them.

Choice

Oldham County Dollars for Scholars will not use or share the personally identifiable information provided to us online in ways unrelated to the ones described above without first letting you know and offering you a choice. As previously stated, we will also provide you the opportunity to let us know if you do not wish to receive unsolicited direct marketing materials from us and we will do everything we can to honor such requests. Local country laws and policies are applied where they differ from those in the U.S.

Accuracy & Access

The Oldham County Dollars for Scholars strives to keep your personally identifiable information accurate. We will provide you with access to your information, including making every effort to provide you with online access to your registration data so that you may view, update or correct your information at the OCDFS Online site where it was submitted. To protect your privacy and security, we will also take reasonable steps to verify your identity before granting you access or enabling you to make corrections. To access your personally identifiable information, return to the web page where you originally entered it and follow the instructions on that web page. To opt-out of OCDFS Online contact, provide your name, email and/or address and relevant information about subscriptions or registrations you may have with OCDFS Online. This opt-out will cancel all marketing and support communication and newsletters, including software driver subscriptions. Certain areas of OCDFS Online web page may limit access to specific individuals through the use of passwords and through providing personally data.

Links to third party web sites on the site are provided solely as a convenience to you. If you use these links, you will leave the OCDFS Online site. The Oldham County Dollars for Scholars has not reviewed all of these third party sites and does not control and is not responsible for any of these sites, their content or their privacy policy. Thus, Oldham County Dollars for Scholars does not endorse or make any representations about them, or any information, software or other products or materials found there, or any results that may be obtained from using them. If you decide to access any of the third party sites linked to this site, you do so at your own risk.

Security

The Oldham County Dollars for Scholars is committed to ensuring the security of your information. To prevent unauthorized access or disclosure, maintain data accuracy, and ensure the appropriate use of information, we have put in place appropriate physical, electronic, and managerial procedures to safeguard and secure the information we collect online. 

Oversight

If you have comments or questions about our privacy policy, please contact us, and enter "Privacy" as your subject category.

How OCDFS Online Uses Cookies

A cookie is a piece of text asking permission to be placed on your computer's hard drive. If you agree, then your browser adds the text in a small file. The purpose of a cookie is to help us analyze web traffic or let us know when you visit a particular site. Cookies allow a web application to respond to you as an individual. By gathering and remembering information about your preferences, the web application can tailor its operation to your needs, likes and dislikes. For example, when you visit an electronic store, a cookie makes it easy to shop by allowing you to drop things into a shopping cart; the cart itself is not the cookie, the cookie is placed on your hard drive and keeps track of your cart versus others' in use at the same time.

OCDFS Online uses traffic log cookies to identify what pages are being used and which ones aren't. This helps us aggregate and analyze data about web page traffic and make improvements to OCDFS Online web site to better meet customer needs. In this case, Oldham County Dollars for Scholars uses this information only for statistical analysis purposes and then the data is removed from the system. That is the case of many of our support and information-sharing pages and forums. Denial of a traffic log cookie should not prevent you from using one of these sites.

A few OCDFS Online web pages use temporary cookies as part of the customer web navigation experience, tracking unique IDs for that particular web site session only.  If you deny the cookie, you can still use the site anonymously.

Overall, cookies help us give you a better web site to use, by letting us monitor what's working and what isn't through site traffic analysis. Oldham County Dollars for Scholars wants to be sure you understand that accepting a cookie in no way gives us access to your computer or any personal information about you, other than the data you chose to share with us. This practice is strictly enforced. We know that a lot of people have concerns about cookies, but in talking with many of our members, we believe that the benefit we both gain from their proper use is worthwhile. We value the relationships we have with our members, so we respect these concerns. Oldham County Dollars for Scholars works to continuously improve the OCDFS Online web experience and personal data privacy policy and practices.

You may set your web browser (Microsoft Internet Explorer or Netscape Navigator) to notify you of cookie placement requests or decline cookies completely. You can delete the files that contains cookies; those files are stored as part of your internet browser.

Use of Site. Oldham County Dollars for Scholars authorizes you to view and download the materials at this Web site ("Site") only for your personal, non-commercial use, provided that you retain all copyright and other proprietary notices contained in the original materials on any copies of the materials. You may not modify the materials at this Site in any way or reproduce or publicly display, perform, or distribute or otherwise use them for any public or commercial purpose. For purposes of these Terms, any use of these materials on any other Web site or networked computer environment for any purpose is prohibited. The materials at this Site are copyrighted and any unauthorized use of any materials at this Site may violate copyright, trademark, and other laws. If you breach any of these Terms, your authorization to use this Site automatically terminates and you must immediately destroy any downloaded or printed materials.

User Submissions. Other than personally identifiable information, which is covered under the Oldham County Dollars for Scholars  Online Privacy Statement, any material, information or other communication you transmit or post to this Site will be considered non-confidential and non-proprietary ("Communications"). Oldham County Dollars for Scholars will have no obligations with respect to the Communications. Oldham County Dollars for Scholars and its designees will be free to copy, disclose, distribute, incorporate and otherwise use the Communications and all data, images, sounds, text, and other things embodied therein for any and all commercial or non-commercial purposes. You are prohibited from posting or transmitting to or from this Site any unlawful, threatening, libelous, defamatory, obscene, pornographic, or other material that would violate any law.

Links To Other Web Sites. Links to third party Web sites on this Site are provided solely as a convenience to you. If you use these links, you will leave this Site. Oldham County Dollars for Scholars has not reviewed all of these third party sites and does not control and is not responsible for any of these sites or their content. Thus, Oldham County Dollars for Scholars does not endorse or make any representations about them, or any information, software or other products or materials found there, or any results that may be obtained from using them. If you decide to access any of the third party sites linked to this Site, you do this entirely at your own risk.

Disclaimer. THE MATERIALS AND SERVICES PROVIDED AT THIS SITE ARE PROVIDED "AS IS" WITHOUT ANY WARRANTIES OF ANY KIND INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT OF INTELLECTUAL PROPERTY. Oldham County Dollars for Scholars further does not warrant the accuracy and completeness of the materials or services at this Site. Oldham County Dollars for Scholars may make changes to the materials and services at this Site, or to the products and prices described in them, at any time without notice. The materials and services at this Site may be out of date, and the Oldham County Dollars for Scholars makes no commitment to update the materials and services at this Site. Information published at this Site may refer to products, programs or services that are not available in your country.  Applicable law may not allow the exclusion of implied warranties, so the above exclusion may not apply to you.

Procedure for Making Claims of Copyright Infringement. In accordance with the Digital Millennium Copyright Act (17 USC § 512), Oldham County Dollars for Scholars is registered with the state of Kentucky Secretary of State Office as a Non-Profit Corporation. Any notifications of claimed copyright infringement must be sent to the Service Provider's Designated Agent.

U.S. Government Restricted Rights. Government users will receive no greater than Restricted Rights as defined in FAR 52.227-19 (c) (1-2 ) (June 1987). Government users will receive no greater Limited Rights as defined in FAR 52.227-14 (June 1987) or DFAR 252.227-7015 (b) (2) (November 1995), as applicable in any technical data at this site.

Applicable Laws. This Site is administered by volunteer personnel of the Oldham County Dollars for Scholars chapter. Oldham County Dollars for Scholars makes no representation that materials or services at this Site are appropriate or available for use outside the United States, and access to them from territories where their contents are illegal is prohibited. You may not use or export or re-export the materials or services at this Site or any copy or adaptation in violation of any applicable laws or regulations including without limitation U.S. export laws and regulations. If you choose to access this Site from outside the United States, you do so on your own initiative and are responsible for compliance with applicable local laws. These Terms will be governed by and construed in accordance with the laws of the State of Kentucky, without giving effect to any principles of conflicts of laws.

General.  Oldham County Dollars for Scholars may revise these Terms at any time by updating this posting. You should visit this page from time to time to review the then-current Terms because they are binding on you. Certain provisions of these Terms may be superseded by expressly designated legal notices or terms located on particular pages at this Site.

In no event will the Oldham County Dollar for Scholars, its sponsors, or other third parties mentioned at this site be liable for any damages whatsoever (including, without limitations, those resulting from lost profits, lost data or business interruption) arising out of the use, inability to use, or the results of use of this site, any web sites linked to this site, or the materials or information or services contained at any or all such site, whether based on warranty, contract, tort or any other legal theory and whether or not advised of the possibility of such damages. If your use of the materials, information or services from this site results in the need for servicing, repair or correction of equipment or data, you assume all costs thereof. Applicable law may not allow the exclusion or limitation of incidental or consequential damages, so the above limitation or exclusion may not apply to you.